As I think about 2015, my main goal is to invest all excess cash into Roth IRA, Brokerage, or principal payments towards the mortgage.  Therefore, my main goals for 2015 are as follows:

• Invest at least $12,000 into brokerage account
• Contribute $5,500 (federal maximum) into Roth IRA account
• End the year with $0 or more in net cash flow.

I also have a stretch goal for 2015:

• Contribute an additional $3,000 or more towards mortgage principal

The screenshots below are from the Excel spreadsheet I will use to track my progress (click for bigger picture).

Expenses:

Income and Summary:

Keep track of the progress over at the 2015 goals page.