Month: April 2015

Goals Update March 2015

Budget Guy Budgeting, Goals

Update for March 2015:

Brokerage Investment Goal:

  • March Investments contributions were $1,075.20
  • YTD Investments contributions are at $3,037.97
  • Outlook: Green – everything’s on track.

Roth IRA Investments Goal:

  • March Investments were $500
  • YTD Investments total $1,300
  • Outlook: Green – everything’s on track.

Cash Flow Goal:

  • March was cash flow positive, with $5,809.63 being added to the bank accounts
  • YTD is at a positive $7,576.83 net cash flow
  • Outlook: Green – due to awesome bonus and base pay increases that exceeded my original estimate.

Additional Mortgage Principal Stretch Goal:

  • March was $0
  • YTD is $0
  • Outlook: Green.  I anticipate making my first principal-only payment of the year of $1,700 in April.  Sometime later in the year will add another $1,500 to bring the total estimated to $3,200.

GoalsMar2015

Keep track of the progress over at the 2015 goals page.

Net Worth April 2015

Budget Guy Net Worth

Wow was March a great month, financially speaking!  As of March 31, 2015, my net worth went up by $10,998.21, to a total of $149,479.59.  I saw increases in every category, most notably cash (up $6,200) and retirement (up $2,609) because March is when I received my company bonus and state tax refund.  Note that 6% of my bonus money is contributed to 401(k) automatically, post-tax.  Under liabilities, every category decreased with the exception of property tax liability, which is roughly 2 months of liability because I forgot to add it in February’s calculation.

NetWorthMar2015

Foreshadowing April, I expect a decrease in cash by about $2500.  I am planning a trip to Vegas which will cost me a few grand, which will be partially offset by my federal tax refund.  We’ll see how it plays out, anything can happen.

See the Net Worth Tracker page.