Month: June 2015

May 2015 Net Worth Update

Budget Guy Net Worth

As of May 31, 2015, my net worth went up by $3,162.43, to a total of $156,950.49.  A $1,000 contribution to brokerage, additional principal payment to the mortgage of $2,000, and general investment gains all helped. This was offset by high expenses in trips and entertainment, and payment to credit cards from the previous month reduced cash reserves.

net-worth-may-2015

See the Net Worth Tracker page.

Goals Update May 2015

Budget Guy Budgeting, Goals

Update for May 2015:

Brokerage Investment Goal:

  • May Investments contributions were $992.07
  • YTD Investments contributions are at $5000.94
  • Outlook: Green – everything’s on track.

Roth IRA Investments Goal:

  • May Investments were $500
  • YTD Investments total $2,300
  • Outlook: Green – everything’s on track.

Cash Flow Goal:

  • May was cash flow negative, with ($2,065.90) being added to the bank accounts.  This is primarily due to a $2,000 additional principal contribution to the mortgage, and $1.038.79 being spent on trips / entertainment.  (Typical monthly trips / entertainment expenses are $300.)
  • YTD is at a positive $692.94 net cash flow
  • Outlook: Red.  Based on current upcoming expenses and additional contributions to investing accounts and mortgage paydown, the outlook is I’ll end the year with ($1,480.09) less in cash than at the start of the year.

Additional Mortgage Principal Stretch Goal:

  • May was $2,000
  • YTD is $4,000
  • Outlook: Green.

Goals-May-2015

Keep track of the progress over at the 2015 goals page.