Year: 2015

Goals Update May 2015

Budget Guy Budgeting, Goals

Update for May 2015:

Brokerage Investment Goal:

  • May Investments contributions were $992.07
  • YTD Investments contributions are at $5000.94
  • Outlook: Green – everything’s on track.

Roth IRA Investments Goal:

  • May Investments were $500
  • YTD Investments total $2,300
  • Outlook: Green – everything’s on track.

Cash Flow Goal:

  • May was cash flow negative, with ($2,065.90) being added to the bank accounts.  This is primarily due to a $2,000 additional principal contribution to the mortgage, and $1.038.79 being spent on trips / entertainment.  (Typical monthly trips / entertainment expenses are $300.)
  • YTD is at a positive $692.94 net cash flow
  • Outlook: Red.  Based on current upcoming expenses and additional contributions to investing accounts and mortgage paydown, the outlook is I’ll end the year with ($1,480.09) less in cash than at the start of the year.

Additional Mortgage Principal Stretch Goal:

  • May was $2,000
  • YTD is $4,000
  • Outlook: Green.

Goals-May-2015

Keep track of the progress over at the 2015 goals page.

April 2015 Net Worth Update

Budget Guy Net Worth

As of April 30, 2015, my net worth went up by $4,308.33, to a total of $153,788.08.  Solid increases in brokerage and retirement accounts helped this out, along with a big contribution to my mortgage liability ($2,000 in additional principal payments) without having to dip into cash reserves.  While Credit Cards went up by about $700, this will be paid off at the end of next month.

2015-apr-net-worth

See the Net Worth Tracker page.

Goals Update April 2015

Budget Guy Budgeting, Goals

Update for April 2015:

Brokerage Investment Goal:

  • April Investments contributions were $970.90,
  • YTD Investments contributions are at $4,008.87
  • Outlook: Green – everything’s on track.

Roth IRA Investments Goal:

  • April Investments were $500
  • YTD Investments total $1,800
  • Outlook: Green – everything’s on track.  Note that I anticipate contributing $6,000 this year to Roth IRA, since I made one of my monthly contributions as a 2014 contribution, giving me the ability to contribute a little extra this year than the federal maximum.

Cash Flow Goal:

  • April was cash flow negative, with ($404.46) being added to the bank accounts
  • YTD is at a positive $5,418.84 net cash flow
  • Outlook: Green

Additional Mortgage Principal Stretch Goal:

  • April was $0
  • YTD is $0
  • Outlook: Green.  I anticipate making my additional principal payments for the next three months of about $700 per month.  This is because April had less of a cash flow hit than anticipated, so there’s extra money available to put towards the house.

2015-Apr-Goals-Update

Keep track of the progress over at the 2015 goals page.