The final goals results have been calculated, and the result is that all “primary” goals ended the year “Green”, while none of the stretch goals were met (“Red”).  Below is a summary of the actual results:

Primary:

• Invest at least 40% of net income (not including 401(k) contributions).
  • Goal Amount: $31,163.84
  • Actual Amount: $31,338.78 (Goal Met)
• Contribute federal maximum into a Roth IRA account.
  • Goal Amount: $5,500
  • Actual Amount: $5,500 (Goal Met)
• End the year with an 8 month of emergency fund.
  • Goal Amount: $30,341.05
  • Actual Amount: $33,710.22 (Goal Met)

Stretch:

• Invest at least 45% of net income (not including 401(k) contributions).
  • Goal Amount: $35,059.32
  • Actual Amount: $31,338.78 (Goal Not Met)
• End the year with an 8 month emergency fund, plus an additional $15,000.
  • Goal Amount: $45,341.05
  • Actual Amount: $33,710.22 (Goal Not Met)