In December I capped off the year setting a psychological milestone of having over $900,000 in total assets. While November’s net worth went negative, this month more than made up for the losses by increasing over $28,000, largely through stock market gains.

My stock market performance in my personal brokerage account for 2021 was around 21%. This differs greatly from index’s 2021 performances (like the S&P 500, which was up around 27%) because of the timing of contributions and investment mix. Here’s how the numbers break down:

Starting Balance	$249,510.44
Total Contributions	$45,654.23
Balance at Year-end	$348,503.89
Net Gain (Final Balance – Contributions – Starting Balance)	$53,339.22
Net Gain as a Percentage	21.38%

See the Net Worth Tracker page for a history of my net worth.