In December I capped off the year setting a psychological milestone of having over $900,000 in total assets. While November’s net worth went negative, this month more than made up for the losses by increasing over $28,000, largely through stock market gains.
My stock market performance in my personal brokerage account for 2021 was around 21%. This differs greatly from index’s 2021 performances (like the S&P 500, which was up around 27%) because of the timing of contributions and investment mix. Here’s how the numbers break down:
| Starting Balance | $249,510.44 |
| Total Contributions | $45,654.23 |
| Balance at Year-end | $348,503.89 |
| Net Gain (Final Balance – Contributions – Starting Balance) | $53,339.22 |
| Net Gain as a Percentage | 21.38% |
See the Net Worth Tracker page for a history of my net worth.
My Budget World 