At the end of October, 2016, my net worth went up by about half of a percent to $221,203.32 – an increase of $983.76. Having a relatively flat stock market was the primary factor, as well as controlling expenses.  I expect over the next month that I will increase my remaining stock market investments to catch up to the 2016 goal amount.  As of this writing, I have to make up a shortage in personal investments of $4,500.

See the Net Worth Tracker page.

At the end of September, 2016, my net worth went up by 1.73% to $220,219.56 – an increase of $3,746.22.  This was primarily attributed to increases in cash holdings (up 8%).

See the Net Worth Tracker page.

At the end of August, 2016, my net worth went up by 1.35% to $216,473.34 – an increase of $2,879.78.  This was primarily attributed to increases in cash holdings and market gains in retirement, but was offset by unrealized losses in brokerage.

As we look toward the end of the year, there are some rumblings where I work about the potential for layoffs. Therefore, I made the decision to hold onto cash and not invest in Brokerage or Roth IRA until things settle down.  Contributions to 401(k) will continue in order to get the 6% match.  In terms of watching expenses, I have taken a look at where my costs are going and made some small cuts, but overall it remains unchanged.  Though I have a list of things that I would immediately cut from my budget in the event I’m one of the people let go.

See the Net Worth Tracker page.