In January the stock market tanked on the Ukraine-Russia war, and contributed to another net loss of about $11,000 to leave net worth at $733,083.55. It should be noted that this is the second time I’ve had two back-to-back months of a net worth decline since I started tracking.
In January the stock market was a bit of a setback, where I saw large declines from the end of 2021 which brought net worth down nearly $30,000 to end at $773,886.
In December I capped off the year setting a psychological milestone of having over $900,000 in total assets. While November’s net worth went negative, this month more than made up for the losses by increasing over $28,000, largely through stock market gains.
My stock market performance in my personal brokerage account for 2021 was around 21%. This differs greatly from index’s 2021 performances (like the S&P 500, which was up around 27%) because of the timing of contributions and investment mix. Here’s how the numbers break down:
Starting Balance
$249,510.44
Total Contributions
$45,654.23
Balance at Year-end
$348,503.89
Net Gain (Final Balance – Contributions – Starting Balance)