This page is used to track my net worth updates, going back to the beginning.  This will be updated monthly.  Net worth is tracked by using GnuCash and PersonalCapital.com.

Here’s a breakdown of what you’ll see included:

Assets:

• Cash – money in the bank
• Brokerage – personal taxable investments
• Retirement – 401(k) and Roth IRA
• Pre-paid expenses – car insurance, homeowner’s insurance, and similar things which I pay in advance
• House Estimated Value – via Zillow or other sources

Liabilities

• Credit Cards – the current balance, however this is paid in full before the due date
• Mortgage – the remaining principal balance of my house
• Property Taxes – the current liability of property taxes (calculated by using last year’s bill)

What’s NOT included:

• Vehicle Estimated Value – since this depreciates and I don’t expect it to be worth much when I sell it

2025

• Feb – $1,429,512.49 [-$3,700]
• Jan – $1,433,284.98 [+$44,500]

2024

• Dec $1,388,746.56 [-$30,000 – Market pull back]
• Nov $1,418,683.16 [$49,000 – Market gains with inflation easing and rate cuts]
• Oct $1,369,371.87 [–$8,000]
• Sep $1,372,989.70 [$17,000]
• Aug – $1,355,969.34 [$41,000]
• July – $1,314,797.82 [$23,000]
• June – $1,291,814.81 [$23,000]
• May – $1,268,874.99 [$40,000 – Optimism inflation is easing and feds will cut rates]
• Apr – $1,229,638.80 [-$470]
• Mar – $1,230,108.78 [+$52,000 – company bonus and market rally]
• Feb – $1,177,536.92 [+$43,500 – Market Rally]
• Jan – $1,132,009.78 [+$7,000]

2023

• Dec – $1,125,035.22 [+$42,000]
• Nov – $1,082,991.61 [+$66,000 – Market Gains, optimism of a ‘soft landing’ combating inflation]
• Oct – $1,016,689.05 [-$2,000]
• Sep – $1,017,069.25 [-$32,000 – Market Decrease]
• Aug – $1,049,213.25 [-$8,100]
• July – $1,057,443.38 [-$6,600]
• June – $1,064,627.76 [+$225,000 – Changes to assets calculations]
• May – $812,890.73 [+$4,000]
• Apr – $808,815.81 [+$10,000]
• Mar – $797,017.99 [+$40,000 – Company bonus]
• Feb – $757,566.28 [-$17,800]
• Jan – $775,397.02 [+$57,000 – Slowing inflation]

2022

• Dec – $718,567.19 [-$27,000]
• Nov – $745,355.32 [+$46,000 – stock market rebound after fed loosening policy and slowing inflation]
• Oct – $699,701.28 [+$34,000]
• Sep – $665,593.06 [-$47,000]
• Aug – $712,455.45 [-$19,000]
• Jul – $731,186.88 [+$49,000]
• Jun – $681,813.28 [-$46,000 – Recession fears and Fed interest rate hikes]
• May – $727,966.72 [+$4,800]
• Apr – $723,134.77 [-$46,000 – Inflation, Fed Rate Increases, Ukraine War]
• Mar – $769,400 [+$36,000]
• Feb – $733,000 [-$11,500 – Ukraine War Starts]
• Jan – $744,500 [-$30,000]

2021

• Dec – $773,900 [+$28,800]
• Nov – $745,000 [-$10,000]
• Oct – $754,400 [+$36,800]
• Sep – $717,512 [-$21,000]
• Aug – $738,876 [+$18,000]
• July – $720,795 [+$11,000]
• June – $709,364 [+$7,000]
• May – $702,442 [+$13,000]
• Apr – $695,000 [+$26,000]
• Mar – $662,150 [+$21,750]
• Feb – $640,392 [+$20,900]
• Jan – $618,991 [+$11,200]

2020

• Dec – $607,762 [+$26,000 – market gains as vaccine rollout begins]
• Nov – $581,086.96 [+$53,000 – Coronavirus Vaccine = Market Gains]
• Oct – $527,834 [-$1,500]
• Sep – $529,352 [-$15,500]
• Aug – $544,853 [+$25,500 – Market gains]
• July – $519,258.47 [+$24,200 – Markets hit all-time highs]
• June – $495,019.55 [+$12,800 – States re-opening and markets recover]
• May – $482,158.37 [+$21,000 – Markets continue to recover]
• Apr – $460,859.39 [+$39,000 – Markets partially recover]
• Mar – $421,407.73 [-$37,502 – Covid-19 Economy Shutdown]
• Feb – $458,887.87 [-$23,000 – Covid-19 Outbreak Concerns]
• Jan – $481,912.33 [+$2,800]

2019

• Dec – $479,076.99 [+$14,000]
• Nov – $464,981.12 [+10,000]
• Oct – $454,505.42 [+$12,000]
• Sep – $442,556.76 [+$10,000]
• Aug – $432,323.65 [No change]
• July – $431,752.53 [+$5,000]
• June – $427,569.39 [+$22,000 – Market gains]
• May – $404,800.69 [-$12,000 – Market volatility]
• Apr – $416,746 [+$10,700]
• Mar – $406,000 [+$24,000 – company bonus and market gains]
• Feb – $381,961 [+$13,700 – market gains]
• Jan – $368,245 [+$25,000 – market gains]

2018

• Dec – $343,287 [-$8,100 – market volatility]
• Nov – $357,011 [+$9,600 – market gains]
• Oct – $347,411 [-$16,500 – market volatility]
• Sep – $363,922 [+$8,000]
• Aug – $355,870.96 [+$4,500]
• July – $351,384.01 [+$10,406]
• June – $340,977.21 [+$2,100]
• May – $338,836 [+$8,700]
• Apr – $330,101.27 [+$5,300]
• Mar – $324,757.88 [+$7,700 – company bonus, minus market volatility]
• Feb – $317,031.55 [-$5,000 – market volatility]
• Jan – $321,989.76 [+$15,000]

2017

• Dec – $306,921.93 [+$4,500]
• Nov – $303,693.12 [+$7,900]
• Oct – $295,713.53 [+$8,900]
• Sep – $286,808.86 [+$5,600]
• Aug – $281,139.15 [+$4,200]
• July – $276,872.53 [-$2,150 – new roof but market up]
• June – $279,023.00 [+$4,100]
• May – $274,914.81 [+$4,500]
• Apr – $270,415.25 [+$6,900]
• Mar – $263,511.68 [+$18,800 – Company Bonus]
• Feb – $244,621.88 [+$6,900]
• Jan – $237,724.22 [+$6,800]

2016

• Dec – $230,826.82 [+$5,200]
• Nov – $225,556.23 [+$4,300]
• Oct – $221,203.32 [+$1,000]
• Sep – $220,219.56 [+$3,700]
• Aug – $216,473.34 [+$3,000]
• July – $213,593.56 [+$8,000]
• June – $205,307.78 [+$3,000] [Updated 7/8/2016 to correct value, see post for reason].
• May – $202,536.50 [+$4,000]
• Apr – $198,506.59 [+$4,800]
• Mar – $193,613.98 [+$19,700 – Company Bonus]
• Feb – $173,912.19 [+$2,500]
• Jan – $171,387.86 [-$4,000]

2015

• Dec – $175,448.42 [+$1,000]
• Nov – $174,448.42 [-$3,000]
• Oct – $171,577.96 [+$9,000]
• Sep – $162,766.93 [+$400]
• Aug – $162,331.53 [-$3,000]
• Jul – $165,474.99 [+$8,000]
• Jun – $157,824.63 [+$1,000]
• May – $156,950.49 [+$3,000]
• Apr– $153,788.08 [+$4,000]
• Mar – $149,479.59 [+$10,000 – Company Bonus]
• Feb– $139,586.12 [+$7,000]
• Jan – $132,527.92 [+$400]

2014

• Dec – $132,184.23